In the last decade online shopping has become just as common as driving to the mall. You can indeed find anything and everything online! Not to mention the great deals and convenience it is to have something sent directly to you anywhere in the world. However just like anything there are some downfalls. Hackers and scammers are always on the prowl for their newest victims and online shopping sites are one of their favorite places to look. I have a few tips for you and your money to stay safe.
- Make Sure the Website is Legit : Hackers try to get their way with legitimate sites by using names similar to established and reliable sites in order to get your financial information. First off make sure that the website name is correct as well as the web address. Sometimes domain extensions are used such as .ru, .cc, and .cn instead of using .com .
- Never Use a Public Computer or Network: This is a good rule of thumb, never enter private information in a public computer. Programs such as Spyware can report your financial information to anyone who installed the program.
- Know What Information You Provide: When paying for goods it is common for websites to ask you for your name, address, phone number and credit card number. However it is not normal to be asked for you social security number, bank routing numbers, or driver license number.
- Never Pay With a Debit Card: The law will not protect you if you use a debit card and you are hacked. Try using a secure payment method such as PayPal, this way you can be covered in you don’t receive anything or if the item turns out to be a fake.
- Keep Track of What You Buy Online: Check your statements and make sure that you don’t see any weird activity.
Online Shopping is fun and a great time saver but don’t forget to protect yourself from anyone out there looking for an easy way to obtain your personal and financial information. What do you do to ensure that you aren’t getting scammed?